What are your next fleet insurance expectations?

Did you know your vehicle's can talk?

'Pay HOW you Drive'

Lloyd Latchford Schemes Ltd, through market leading partners, 20 years data analysis and 3 years in the making, bring you the 'next generation' plug and play insurance and fleet management application. Out of sight and unobtrusive in design with 'listening only' technology means that your vehicles warranty, unlike others, is unaffected.

It differs greatly from 'position & mileage only' suppliers in its ability to record events and build a driver and vehicle profile in respect of behaviour such as acceleration, braking, speed, mileage travelled and hours behind the wheel to name a few. These events, known as 'Key Performance Indicators' are set by actuarial analysis and are known to have an adverse effect on a fleets performance in both claims and efficiency. The events are automatically transmitted to a central server where it allows Lloyd Latchford and its key partners to monitor and assess your drivers and vehicles performance.

The process, backed by initial on line psychometric profiling (optional) through one of the worlds leading automotive research institutes, Cranfield University*, and with the data from the application, we are able to identify 'High Risk' and 'At Risk' drivers.

We categorise them through 10 core risk factors including thrill seeking and enjoyment of driving and a tailored driver training program to address the individuals needs is offered through our market leading partners, Peak performance*.

Patented technology keeps Lloyd Latchford ahead of the field and allows the fleet operator through little intervention to address issues which have previously been unmeasurable across: Fleet Logistics, Accountability, Compliancy, Health & Safety, Duty of care and Efficiency.

Backed and underwritten by two of the worlds largest fleet insurers, Zurich and Royal Sun Alliance. We are so sure of the technology and program that we are offering up front dynamic pricing to support the product and a 15% end of year refund on your total annual premium if you meet a realistic and achievable claims target. We like to call it a 'Profit share'!